A one-time password (OTP) is an robotically generated numeric or alphanumeric string of characters that authenticates a consumer for a single transaction or login session. These codes supply a layer of safety, supplementing customary username and password combos. A typical instance features a six-digit quantity despatched to a consumer’s registered cell phone after they try and log into their on-line banking account.
The importance of those codes lies of their potential to mitigate the dangers related to compromised static passwords. They supply a dynamic safety measure, turning into invalid instantly after use or after a brief time frame. This minimizes the potential for unauthorized entry even when the static password has been uncovered. They’ve developed to turn into a essential part in safeguarding delicate info throughout numerous digital platforms.
